Buying and owning a horse can be very costly, especially considering that horses are some of the priciest animals to buy and care for. This is the reason why many horse owners choose to get coverage in case their horse falls ill or gets into an accident. However, getting the right coverage for your pet horse can be difficult and confusing, especially for those who have never done this before. So, here are some tips to help new horse owners get the best, most affordable coverage for their pet horses.
Involve your Vet
Before purchasing a new horse, it is important to ask your vet to do the pre-purchase vetting. This vetting will tell you everything you need to know about the horse, including its health status. This is a step that some insurance companies require that you complete before purchasing insurance. Many insurance providers with this requirement will make you aware of it before they offer a quote, during the application process, or before you buy insurance from them.
Take Advantage of Price Comparisons
When looking for any type of insurance, many of us will talk to different insurance providers and compare the prices and quotes we get from these providers before choosing providers that offer a lot of perks in their packages for the most reasonable amount of money.
Before you start doing your research, ensure you know what exactly you need coverage for. Some things you can consider include coverage for illness and vet bills, lost or stolen horses, public liability coverage, and coverage for more than one horse.
Once you know what you are looking for, you should compare different quotes from different horse insurance providers, which is where this comparison site comes in – you can get a quote here first before deciding which insurance company to go with. By doing this, the site will help you save both time and money while ensuring the pet insurance option you go with covers everything you need it to.
Insure your Horse for its Current Value
To ensure you get the right compensation if anything happens, it is important to insure your horse at its current market value. If you are insuring a new horse, many insurance companies will let you insure it for the price you paid for it. However, if you wait too long, they will consider various things such as its age, breed, all activities the horse participates in, and its health condition.
If you do not know what the accurate value of your horse is, here are various websites that can help you with that.
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Research the Insurance Provider
Before settling on an insurance provider, it is important to research them. This can include checking if they are a specialist horse insurance. Additionally, try to find out what their past customers say about them, their levels of coverage, as well as their reputation for settling claims.
Getting insurance for your pet horse can be tricky, but the insurance will come in handy if the horse gets ill or injured. It is important to get adequate, affordable coverage for your pet if you do not want any issues if something happens to it.
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